Terms of Service

1. Acceptance of Terms

By accessing or using the FinEzy website ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Site. We reserve the right to update these Terms at any time, and your continued use constitutes acceptance of any changes.

2. Description of Service

FinEzy provides free educational financial literacy content, interactive calculators, checklists, and informational guides covering various life stages. All tools operate entirely within your browser — no data is stored on our servers unless explicitly stated.

3. Not Financial Advice

Important: The content on FinEzy is for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice. You should consult a qualified professional before making any financial decisions.

We make no guarantees about the accuracy, completeness, or timeliness of any information provided. Calculator results are estimates only and should not be relied upon for financial planning without professional verification.

4. User Conduct

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Site
• Interfere with or disrupt the Site or its servers
• Use automated tools to scrape or extract content without permission
• Reproduce, distribute, or commercially exploit Site content without authorization
• Impersonate any person or entity

5. Intellectual Property

All content on the Site — including text, graphics, logos, icons, images, audio, video, software, and design — is the property of FinEzy or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, or distribute our content without prior written consent.

6. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.

7. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, FinEzy and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless FinEzy and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Site or violation of these Terms.

10. Termination

We may terminate or suspend your access to the Site at any time, without prior notice or liability, for any reason, including breach of these Terms. All provisions of these Terms that should survive termination shall survive, including intellectual property provisions, disclaimers, and limitations of liability.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of competent jurisdiction.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

13. Contact

For questions about these Terms, contact us at:

Email: legal@finezy.app